Your Guides to Personal Finance

The Advantages of Having an Automatic Bill Payment Plan

Online banking has offered us so many advantages that it’s actually hard to list them all out, but one of the most significant is being able to use an automated bill payment system. Most services that require monthly payment allow for automatic withdrawal from your accounts or a charge on your credit card. An automated bill payment plan can be set up to make your life easier and to ensure that the accurate amount for each bill is... [Continue Reading]

5 Ways to Prepare for an Economic Meltdown

As many people start worrying about our financial futures, getting ready for a potential economic collapse is an ideal step towards securing your financial survival.  Let's hope that the worst things won't happen. However, it might be a good idea to be prepared for the worst financial situation. Here are some things you can do to help yourself come out ahead in the event of an economic meltdown. 1. Be well-informed of your... [Continue Reading]

6 Terrible Mistakes When Getting Personal Loans

In the cases of unpreventable personal emergencies like replacing important items during a natural disaster, necessary house repair, or other sudden large expenses, a personal loan can be a lifesaver. Personal loans are one of many types of loans you can borrow from a bank. These loans are typically general purpose loans that you can use at your discretion for things like consolidating debt or paying for an unexpected expense or small... [Continue Reading]

Planning for the future with prepaid funeral plans

Planning helps you to meet many of life’s major events. With a plan in place, you may rest easier in the knowledge that arrangements have been made for them to proceed smoothly and in a way that suits you. Although it might involve some of the more difficult and more anxious decisions, planning ahead for your funeral is also likely to give you that same peace of mind. Making your own plans for your funeral saves family and loved... [Continue Reading]

Investing Strategies For Millennials

There has never been a better time to be an investor. Millennials are fortunate to have access to research, tools, and opportunities that weren’t around for past generations. But the most important thing a millennial can do when they decide they are ready to start investing is get a clear game plan together. Having a strategy is always the first step. Find a place online that offers investing strategies for millennials and start... [Continue Reading]